On $145,000 a year in New York, about $869 in weekly benefits.

What shapes the award.

Weekly range

$140 to $869. Wage requirements still apply.

Duration

Up to 26 weeks under this program. The modeled benefit balance is $22,594.

Dependents

No dependents allowance in this modeled regular benefit.

Base period

First four of the last five completed calendar quarters. An alternate or extended period may be available under the state’s conditions. Understand the quarters.

Alternate-period detail

The last four completed quarters are used if the basic period does not qualify. A qualifying claimant can request an alternate-period rate within 10 days of the initial notice; wages used now cannot be reused for a later claim.

Partial-week conditions

Work hours must have been reduced through no fault of your own. Count at most 10 hours per calendar day, then round the weekly sum up. The 0–10, 11–16, 17–21 and 22–30 hour bands pay 100%, 75%, 50% and 25% of the rate, retaining cents. Over 30 counted hours or gross employment earnings above $869 stops payment; exactly $869 is permitted. Self-employment earnings are excluded from that earnings cutoff, but work must still be reported and eligibility reviewed. Shared Work uses different rules.

Repeat benefit years

A repeat claim also requires new covered wages of at least ten times the weekly benefit rate during the benefit year. Wages already used for a claim cannot be reused. This estimator does not check the separate intervening-work history.

Rate based on weeks worked

After the base period is finalized, a rate based on half your average covered weekly wage can be requested with proof of all wages and weeks. At least 20 distinct covered weeks and a $5 increase over the quarterly rate are required. The new rate rounds down and cannot exceed the current maximum. DOL must receive the request within 10 calendar days of the latest monetary determination. Select the comparison in the calculator to model this request.

Before you count on it.

• Covered wages and employment are required.
• This checks only the modeled monetary rules. The agency also checks your employment history and other eligibility conditions.
• Separation, availability, work search and certification can affect payment.
• Tax withholding, offsets and agency adjustments can change the amount received.

This is a wage calculation and an informational screen. Your agency or insurer decides your claim.

Keeping the claim eligible.

Unless exempt, complete at least three work-search activities each week and keep a record with supporting evidence. Follow an approved individualized plan when one applies. Retain paper records for one year and provide them if DOL requests them; JobZone can store the record online.

Taxes and the amount received.

Unemployment benefits are subject to applicable federal, New York State and local income tax. Optional withholding is 10% federal and 2.5% New York State, after mandatory deductions. This estimate is before withholding and offsets.