On $90,000 a year in Iowa, about $644 in weekly benefits.

What shapes the award.

Weekly range

$96 to $644. Wage requirements still apply.

Duration

Up to 16 weeks under this program. The modeled benefit balance is $10,304.

Dependents

The state has a dependents rule. Qualifying relationships and limits apply; use the dependents input to model it.

Base period

First four of the last five completed calendar quarters. An alternate or extended period may be available under the state’s conditions. Understand the quarters.

Alternate-period detail

If the standard period does not qualify, ask IWD to review the most recent four completed quarters. Enter the four quarters the agency actually selects; alternate-period wages cannot be reused for another benefit year.

Reporting work

Report the full gross amount for the Sunday-Saturday week earned, even if paid later. Ordinary wages above 25% of the class weekly rate reduce benefits dollar for dollar; gross wages must remain strictly below that rate plus $15. Full-time work is excluded. The earnings field does not model vacation, severance, pensions, workers’ compensation, self-employment or special part-time status; follow IWD’s separate reporting and allocation rules for those.

Covered-wage requirements

Covered wages must appear in at least two quarters, reach $2,210 in the highest and $1,110 in a different quarter, and total at least 1.25 times the highest. The July 2026 zero-dependent range is $96-$644; one through four dependents have different divisors and $100-$790 class limits.

Duration conditions

The ordinary regular balance is the lesser of sixteen weekly rates or one-third of actual covered base-period wages. A smaller final payment can use the remaining whole-dollar balance. Partial benefits can spread that balance across more eligible weeks in the benefit year. The separate business-closing increase is not modeled.

Work registration

Register in IowaWORKS when applying, complete your profile and keep an active employer-searchable resume. Attend required reemployment services when notified. IWD confirms applicable waivers; this site collects no identity or claim details.

Repeat benefit years

For a second benefit year, covered work and paid wages since the prior claim must reach eight times that prior weekly rate. The agency example uses a prior $450 rate and $3,600 intervening wages. This estimator does not test that separate work history or establish repeat-claim eligibility.

Before you count on it.

• Covered wages and employment are required.
• This checks only the modeled monetary rules. The agency also checks your employment history and other eligibility conditions.
• Separation, availability, work search and certification can affect payment.
• Tax withholding, offsets and agency adjustments can change the amount received.

This is a wage calculation and an informational screen. Your agency or insurer decides your claim.

Keeping the claim eligible.

Complete four reemployment activities each Sunday-Saturday week, at least three of them job applications, and record and certify them in IowaWORKS. The same position with the same employer counts only once in six weeks. IWD may confirm recall or approved-training waivers. Union hiring-hall members must remain in good standing and follow contact requirements.

Taxes and the amount received.

Benefits are subject to federal and Iowa income tax. The current handbook offers 10% federal and 5% Iowa withholding; it explicitly says the general 3.8% state tax rate does not change that benefit-withholding option until the relevant law changes. Confirm current options with IWD and change elections using IowaWORKS’s Tax Deductions icon. Form 1099-G is issued by January 31. Amounts here are gross before withholding and other offsets.